LenderX Insights
Practical guides on everything valuations—minus the fluff.
Appraiser Spotlight – Cindy Annoni
Cindy Annoni Certified Residential Appraiser • President at Annoni Appraisals Based in Prior Lake, MN Joined LenderX in 2022 Profile Information With over 30 years of experience in the appraisal industry, Annoni Appraisals has been delivering trusted valuations since...
Are Lenders Legally Required to Use AMCs Under Dodd-Frank? Here’s Why That’s a Myth.
Are Lenders Legally Required to Use AMCs Under Dodd-Frank? Here’s Why That’s a Myth If you're a lender navigating compliance in the mortgage industry, you've likely heard the common claim that using an Appraisal Management Company (AMC) is required under Dodd-Frank....
Appraiser Spotlight: Kathleen O. Howard
Kathleen O. Howard Florida State-Certified General Appraiser • President at Irwin Howard Appraisals, Inc. Based in Jacksonville, FL Joined LenderX in 2015 Profile Information Kathleen O. Howard is a highly experienced Florida State-Certified General Appraiser serving...
Appraiser Spotlight: Stephanie Forloines
Stephanie Forloines Certified Residential Appraiser & Realtor-Broker • Owner at 4Loines Real Estate Services Based in Shawboro, NC Joined LenderX in 2021 Profile Information Stephanie Forloines is a seasoned Certified Residential Appraiser and Realtor-Broker with...
Appraiser Spotlight: Julius T. Frankeny
Julius T. Frankeny State Certified Residential Real Estate Appraiser • President at Aegis Appraisals, Inc. Based in The Woodlands, TX Profile Information Julius T. Frankeny is a native Houstonian and State Certified Residential Real Estate Appraiser with over 18 years...
Appraiser Spotlight: Ryan Dunlap – Leading the Way in Hybrid Appraisals
Meet Ryan Dunlap, a highly experienced real estate appraiser with over 19 years of expertise in the industry. With a focus on innovation and client satisfaction, Ryan has performed more than 5,000 real estate appraisals and handled over $29 million in sales across 90+...




