Appraiser Spotlight: Kathleen O. Howard

by | Feb 4, 2025 | Appraiser Spotlight | 0 comments

Kathleen O. Howard

Florida State-Certified General Appraiser • President at Irwin Howard Appraisals, Inc.
Based in Jacksonville, FL
Joined LenderX in 2015

Profile Information

Kathleen O. Howard is a highly experienced Florida State-Certified General Appraiser serving Northeast Florida. With over two decades in the industry, Kathleen has built a reputation for delivering thorough and accurate valuations, ensuring both lenders and buyers receive credible appraisal reports.

Kathleen began her appraisal career in 1998, training under experienced MAIs at a commercial real estate firm in Downtown Jacksonville. She gained extensive experience in eminent domain cases before transitioning into residential appraising, where she found her passion.

Contact Information

Service Territory: Jacksonville, FL

Background & Approach

Kathleen believes in protecting both lenders and buyers by ensuring appraisals are based on the best available and most accurate data. Her approach is rooted in precision, diligence, and comprehensive data-driven analysis, ensuring clients receive reliable and transparent valuation reports.

Her specialties include residential and commercial appraisals with expertise in complex, custom properties and projects requiring in-depth market knowledge. With a passion for quality service, Kathleen is committed to ensuring her clients receive valuations that reflect current market trends and historical insight.

Certifications

  • State-Certified General Appraiser
  • Over 20 years of experience in the Jacksonville MSA
  • VA and FHA approved appraiser
  • Expertise in residential, commercial, and eminent domain appraisals
  • Irwin Howard Appraisals, Inc.

Service Territory

Florida
Duval County
St. Johns County
Clay County

Legal Disclaimer: Appraisers featured in the Appraiser Spotlight are highlighted for informational purposes only. Any real-estate appraiser is welcome to apply for consideration to be showcased at no cost. However, inclusion in the spotlight does not constitute an endorsement, certification, or solicitation by LenderX, LLC. Lenders are encouraged to conduct their own due diligence and thoroughly review the qualifications, experience, and compliance of any appraiser featured in the spotlight to ensure that they meet the lender’s specific requirements and regulatory guidelines. By engaging with any appraiser listed in the Appraiser Spotlight, the lender assumes full responsibility for ensuring the appraiser’s suitability for their individual needs.